You'll likely feel an array of emotions after a disastrous loss like a hurricane. Fear, anger, sadness and overall worry will wash over you as you determine next steps. It can be overwhelming, but the important thing to remember is that you aren't alone. Most importantly, preparing yourself for the long road to recovery as the fearful feeling subside is vital as you reclaim your sense of home. The road to recovery and reclaiming your sense of home may include filing an insurance claim. The process is daunting and appears stressful, but often proves to be essential in your path to feeling whole again.
Unfortunately, recovering fair insurance claims isn't always easy for homeowners. Trusting the process to experienced property loss attorneys insurance companies like the Colucci Law Group is often the optimal course of action after a devastating loss. Colucci Law takes the stress and worry away, so you can focus on the essential task of getting your life back in order.
Should I hire an attorney to help with my property loss insurance claim?
Many people believe they can handle the insurance claims process on their own. But understanding the full terms, coverages, and contractual obligations of a lengthy insurance policy isn't easy. There are exclusions and deadlines that come into play, which Colucci Law identifies and helps you understand and resolve.
Will my insurance company be fair?
Unfortunately, many insurance companies undervalue and underpay your claim. Remember, insurers are profit-driven, so they aim low on your damage estimate to lower their costs. From the moment disaster strikes your home and property, you are subject to complex rules and deadlines that put you at a serious disadvantage. If your insurance company does not pay you enough to cover your property loss, our experienced lawyers will help you stand up for your rights and take control of your claim. Ultimately, Colucci Law holds insurance companies accountable for unfair or fraudulent conduct.
I hear about public adjusters. Do I need one if my insurance company sent one?
You can definitely use a public adjuster to estimate your damages and try to settle your case. If they are unable, then you can hire Colucci Law. The Colucci Law Group also staffs public adjusters who can accurately estimate your damages. These highly trained, certified, licensed adjusters will evaluate the true value of your claim and conduct a comprehensive assessment of your losses in full. The adjusters will submit the assessment to your insurance company, and from there, it will be negotiated by one an experienced insurance lawyer who is working on your behalf.
How do I afford an attorney?
The Colucci Law Group cares about your full recovery, so there are no upfront costs. You keep the FULL AMOUNT of your recovery. In the State of Florida, if an insurance company denies, underpays, or improperly disputes a claim by their insured customer in any way, they are required by Florida Statute 627.428 to pay the reasonable attorney fees and costs. This law levels the playing field between you and insurance companies.
Contact the Colucci Law Group at 850-542-1111 for a Free Consultation.
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